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Consumer Affordability [v1]

Gathr is comprised primarily of API Calls for collecting and summarising transactional data from individual consumer bank accounts.
The transactional data is useful when making an underwriting decision, where a deep understanding of a consumer's income, expenses, and financial patterns is required. The Consumer Affordability Module is packed with powerful tools that can be used by any financial service provider, mobile operator, or employer.

Basic Affordability Flow

Below is a synopsis of the steps you need to take to complete the affordability module using Gathr.
Overview of Affordability v1

Consumer Affordability - Online Login

  1. 3.
    Reports / Statements / Transactions

Consumer Affordability - Statement Upload

Consumer Affordability - USSD Statement

  1. 3.
    Reports / Statements / Transactions