🏛️Business Affordability

The Business Affordability Module allows you to upload, validate, process and store business bank statements. Gaining access to the raw transactional data as well as generate summary reports .

The transactional data is useful when making an underwriting decision, where a deep understanding of a businesses income, expenses, and financial patterns is required. The Business Affordability Module is packed with powerful tools that can be used by any financial service provider, mobile operator, or employer.

Basic Affordability Flow

Below is a synopsis of the steps you need to take to complete the affordability module using Gathr.

Overview of Affordability v1

Business Affordability

1. Create a Business

   • POST Create a Business with a Customer
   • POST Create a Business without a Customer.
2. Create a Business Bank Account

   • POST Create with Customer
   • POST Create without Customer
3. Upload Business Bank Statement

   1. POST Upload Business Bank Statement
4. Reports / Statements / Transactions

Reports

POST Summary Plus

Statements

GET Return All Statements of a BankAccount

Transactions

GET Return all Transaction from a BankAccount